A comprehensive review of each client’s financial situation allows us to create a tailored investment management strategy. Among several factors, this judgement includes evaluating future liquidity needs, projected cash flows, tax considerations, and risk-return objectives.

Our investment process combines top-down macroeconomic and strategic asset allocation analysis with disciplined, fundamental security selection to structure and manage investment portfolios. Portfolio holdings are comprised of domestic and international individual securities from a wide range of asset classes. Investment strategies broadly encompass equity, fixed income, and alternative investments.

Implementation of individual equity, fixed income, and alternative securities offer greater levels of risk management, tax efficiencies, and eliminates unnecessary layers of fees.

Our equity management philosophy is to maximize total returns while assuming a sensible measure of risk. Our equity investment process follows four core principles:

  • Invest for the long-term
  • Seek businesses that possess competitive advantages relative to peers
  • Pursue entities with strong financial characteristics
  • Pay a reasonable price

Our fixed income management philosophy combines interest rate projections and sector swaps to improve and enhance total asset returns. Providing a dependable stream of current cash flow is an important component of our client’s financial and business planning processes.

  • Our fixed income investment management process extends the research principals we follow in our equity management. Understanding the unique covenants of each debt security is essential to maximize long-term total returns.

In addition to the need for any custom asset allocations, the following strategies are used to guide investment approaches for each client.

Capital Appreciation

Seeks long-term capital appreciation by investing primarily in common stocks. May hold fixed income and other securities to preserve principal value.


Seeks to provide capital growth, current income, and capital preservation through an equal weighted portfolio of common stock and fixed income securities. May hold other securities to enhance returns.

Current Income

Seeks to provide current income and capital preservation, by investing primarily in fixed income securities. May hold common stock and other securities to grow principal value.

Fixed Income

Seeks long-term capital preservation and income by investing exclusively in fixed income securities, including: corporate, government, municipal, and structured bonds.